Payday Loan Costs
We don’t charge an administrative fee like some other loan companies, we just charge a flat rate of $36.50 for each $100 borrowed.
COMPARISON RATE SCHEDULE
UNSECURED CONSUMER CREDIT FEE BASED LOAN
| WEEKLY REPAYMENTS | FORTNIGHTLY REPAYMENTS | MONTHLY REPAYMENTS | ||||||
|---|---|---|---|---|---|---|---|---|
| Loan Amount | Fee | Term (Weeks) | Repay Amount | APR Rate | Repay Amount | APR Rate | Repay amount | APR Rate |
| $100.00 | $36.50 | 4 | $34.12 | 650.691% | $68.25 | 556.125% | $136.50 | 360.00% |
| $200.00 | $73.00 | 4 | $68.25 | 650.691 | $136.50 | 556.125% | $273.00 | 360.00% |
| $300.00 | $109.50 | 4 | $102.38 | 650.691% | $204.75 | 556.125% | $409.50 | 360.00% |
| $400.00 | $146.00 | 4 | $136.50 | 650.691% | $273.00 | 556.125% | $546.00 | 360.00% |
| $250.00 | $91.25 | 2 | $170.63 | 1112.251% | $341.25 | 860.97% | N/A | N/A |
WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in different comparison rates.
About our APR…
Our typical APR may look huge, but it needs to be explained.
APR stands for ‘annual percentage rate’, but our short-term loans are for an average of just 25 days, so when you scale up the loan over a year the APR makes the loan look much more expensive than it really is.
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Payday Loans
What are they?
Payday advances are loans deposited straight into your bank account and repaid on your next payday. Bad credit is accepted. Apply Today - your loan application could be approved in minutes.
Lending Rules:
You need to be:
- Over 18 years old
- Employed either full or part-time
- Take home more than $1,000 a month
- Have a bank account
