How Loans Pronto Works

How to get a payday loan?
Borrowing from Loans Pronto is fast and easy!
You are just a few minutes away from your payday loan!
- Fill in our simple application form and press “Submit”
- In less than a minute we will tell you if you have been provisionally approved*
- Once your application has been approved, your loan agreement will be displayed online for you to sign
- Your loan can then be transferred to your account on the same working day and often in minutes of applying. Please be aware that some banks do take a further 48 hours for the funds to clear although newer banking systems are improving clearing times
Who needs a payday loan?
Payday loans are ideal, if you have a short term cash emergency and know you will be alright when your next pay cheque arrives.
Loans Pronto loans allow you to:
- Pay ‘Final Demand’ or emergency bills
- Pay for emergency medical or dental treatment
- Pay for car repairs
- Actually pay for anything – its up to you!
- Get that deal
How much cash can I borrow?
You can borrow from $200-$1,000 depending on how much you need, although you are more likely to be approved, the less you want to borrow.
Loans are charged at $36.50 per $100 borrowed.
There are no administrative costs to set up the loan.
How do I repay my loan?
Repaying your loan is simple and automatic. The repayment is debited from your bank account on your payday for the agreed amount – no fuss and nothing else for you to do.
Can I defer my repayment to the next month?
We understand that some people will need to borrow money for a second month. This is called a deferral. You will have to repay the charges and we suggest you pay as much as possible to reduce further charges.
Apply For A Loan Now
Payday Loans
What are they?
Payday advances are loans deposited straight into your bank account and repaid on your next payday. Bad credit is accepted. Apply Today - your loan application could be approved in minutes.
Lending Rules:
You need to be:
- Over 18 years old
- Employed either full or part-time
- Take home more than $1,000 a month
- Have a bank account

